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Once into the site, on the righthand side, click “Place a freeze”.Use your phone to receive verification code.Enter identity verification questions ( answering these incorrectly may result in you needing to contact support).Enter your information ( make sure you enter everything correctly the first time, it may not let you try again without contacting support).Access to a previous credit report (if possible)įor those who don’t have an account with Equifax:.Your cell phone or email ready to receive a verification code.Freezing your credit reportīefore you start, make sure you have these available because they may be needed to complete login creation. This article will show you how to place a freeze on your Equifax credit report, how to view that report, and how to lift the freeze as needed. Credit freezes offer the most protection and are completely free. Equifax is one of the three main credit bureaus and allows you to place one of the five different freezes.Ĭredit freezes are not the same as credit locks, or credit monitoring. Placing a credit freeze is one of the simplest, yet most effective things to do in order to protect yourself from credit fraud. Provide proof of identification, such as a copy of your driver's license, passport, birth certificate or other proper identification forms.How to Place and Remove an Equifax Credit Freeze If you lose the PIN that was issued to you when you added the Security Freeze to your credit file, you may request a new one in writing. Include TransUnion file identification number (FIN), Social Security number, birth date, and PIN TransUnion will remove the Security Freeze within three business days and will notify you of the removal Payment by credit card (American Express, Discover, MasterCard, VISA).This access code will be provided to you at the time the specific third-party lift is set. A specific third-party lift will allow only those with a unique access code to receive your credit report. A global lift will allow any third-party with a permissible purpose to receive your credit report.Minimum period is three days, maximum is 30 days. TransUnion file identification number (FIN).Phone: 88 if you wish to temporarily lift your Security Freeze via telephone.Ĭomplete the Lift section of the Security Freeze Form that was sent to you when you requested the freeze.Proof of address, such as driver's license or state-issued ID card.Social Security Number, address, date of birth and other documentation, as requested.Log onto to Transunion Cost to place a freeze Enter you identification information (name, address, birth date, Social Security number).Log on to ww./freeze or call 1-888-EXPERIAN (1-88), or write to Experian Security Freeze, P.O.Name, address, birth date, Social Security number ID theft victim must include: valid copy of police report, investigative report or complaint filed with law enforcement agency.Credit card: Give name of card, account number and expiration date. Pay by check, money order or credit card.(NOT ACCEPTABLE: credit statements, voided checks, lease agreement, magazine subscriptions or postal service forwarding orders) Proof of current address such as utility bill, bank or insurance statement.Proof of government-issued ID card (driver’s license, military, etc.).Full name, with middle initial and Jr./Sr., etc., current address and home addresses for past two years, Social Security number, birth date.Box 105788, Atlanta, Georgia 30348 and provide your identity information. If you lose your security freeze confirmation number you must write to Equifax Security Freeze, P.O. If making request by mail, also provide proof of identity and current address.ID theft victim must include: valid copy of police report, investigative report or complaint filed with other governmental law enforcement agency report (such as DMV report).Give name of card, account number, expiration date, identification number from back of card Credit card (Visa, Master Card, American Express or Discover). Proof of current address such as a utility bill.Name, current and former address, Social Security number, date of birth.* AGO recommends certified mail when sending personal information. Click for frequently asked questions Equifax Cost to place a freeze